Since 1988, Keesal, Young & Logan has represented financial institutions in hundreds of cases arising out of consumer and business lending.  Among other facets of this practice, we have extensive experience handling civil litigation arising from the issuance and use of credit and charge cards.  In that regard, we have notable expertise in federal and state consumer protection laws, particularly those involving credit reporting (FCRA), debt collection (FDCPA), credit billing, truth-in-lending, and unfair competition and deceptive trade practices (UCL) statutes.

On behalf of financial institutions extending such credit, the firm has handled a wide variety of claims arising from cardholder charges (lost/stolen cards, fraudulent issuance, fraudulent use, goods/services disputes, supplemental cardholder liability, and merchant mistake/fraud), discriminatory practices, wrongful credit reporting, wrongful debt collection, merchant charge-backs, travelers’ checks, and marketing promotions.  Moreover, the firm has taken the lead in a large number of insurance coverage cases for financial institutions which offered consumers ancillary insurance coverage in connection with credit and charge cards.

Some of these cases have been filed as putative class actions.  We have substantial expertise in handling large and complex litigation for credit issuers, and our track record in such cases is exceptional.

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